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Trip Detail

Travel Insurance

Comprehensive travel insurance is mandatory for all travelers visiting Nepal, Tibe, or Bhutan through Going Nepal.

Your policy should cover medical treatment, emergency evacuation (including helicopter rescue in mountainous regions), trip cancellation or interruption, and loss or delay of baggage.

For adventure activities such as trekking, peak climbing, rafting, or high-altitude travel, ensure your insurance explicitly includes coverage for the maximum altitude of your itinerary. While medical facilities are available in major cities, remote regions may require air evacuation, making adequate insurance essential for safety and peace of mind.

FAQs regarding getting travel insurance for Nepal

Does travel insurance cover medical emergencies in Nepal?

Yes, a suitable travel insurance policy covers medical treatment for illnesses or injuries that occur during your trip. This is especially important in Nepal, where serious medical cases in remote regions may require evacuation to major cities or international hospita

Is travel insurance required for trekking and hiking?

Absolutely. Trekking and hiking, particularly at higher altitudes, carry risks such as Acute Mountain Sickness (AMS), hypothermia, infections, or injuries. Your insurance must clearly include coverage for high-altitude trekking, helicopter rescue, emergency evacuation, medical expenses, and trip cancellation related to health issues.

What kind of insurance is required for peak climbing?

Peak climbing and expedition travel are high-risk activities involving extreme altitude, weather, and terrain. Insurance for peak climbing must include coverage for emergency medical treatment, helicopter evacuation, repatriation, trip interruption, and trip cancellation. Ensure your policy covers the maximum altitude of your climb, often above 6,000 meters.

Do I need special insurance for other outdoor activities?

Most outdoor activities such as rafting, jungle safaris, city tours, or short hikes do not require advanced insurance coverage. However, it is strongly recommended to have a policy that covers medical treatment, trip delays or cancellations, lost or stolen baggage, and unforeseen emergencies, such as political disruptions, natural disasters or a pandemic.

What does travel insurance typically cover?

Depending on the policy, travel insurance may include:

  • Emergency medical treatment
  • Trip cancellation or interruption
  • Emergency evacuation and helicopter rescue
  • Loss, theft, or delay of baggage
  • Travel assistance and support services


Coverage varies by provider, so reviewing policy details carefully is essential.

How much does travel insurance cost?

There is no fixed cost for travel insurance. Pricing depends on several factors, including:

  • Your age
  • Length of the trip
  • Total trip cost
  • Number of travelers
  • Level of coverage selected


Basic plans are generally more affordable, while comprehensive plans with higher coverage limits cost more.

Should I carry proof of insurance during my trip?

Yes. Always carry both digital and printed copies of your insurance documents. These may be required during trekking permit checks, medical emergencies, or evacuation procedures.

Travel Information & Tips for Visiting Nepal

Nepal is a country of striking contrasts, where ancient traditions meet dramatic landscapes and journeys often unfold beyond the familiar. From navigating lively cities to traveling through remote mountain regions, thoughtful preparation makes all the difference.

This section offers practical tips on transportation, culture, health, communication, and daily travel essentials, helping you make more aware and informed decisions as you move through the country. Below are some basic travel tips for visiting Nepal with links to more comprehensive guides:

1. Getting Around & Transportation
  • Domestic flights are often the fastest way to travel longer distances between regions.
  • Tourist buses connect major towns; booking in advance is recommended for comfort and availability.
  • Local public buses are very affordable but can be crowded and require flexibility.
  • Taxis are widely available in cities; keep hotel business cards handy to help drivers understand your destination.
  • Motorcycle rentals or ride-booking apps like Pathao, Tootle and Yango are convenient for short city journeys
2. Currency & Exchange
  • Nepal’s currency is the Nepalese Rupee (NPR); cash is more widely accepted than cards outside major cities.
  • Banks and licensed forex counters in Kathmandu or Pokhara provide reliable exchange services.
  • ATMs, available in all big cities, widely accept international debit cards, but can charge service fees; carry some backup cash.
  • Credit cards are generally accepted at upscale hotels, restaurants, and shops, though small merchants may prefer cash.
3. Health & Safety
  • Medical care in cities includes quality clinics and hospitals, but remote areas may have limited facilities.
  • Always carry basic medications and personal prescriptions.
  • Travel insurance must include medical and evacuation coverage, especially for high-altitude and remote trips.
  • Stay hydrated, particularly when trekking in high altitude regions, and take time to acclimatize.
  • Consult a travel health professional before your trip for recommended vaccinations.
4. Communication & Internet
  • Nepal’s country code is +977; SIM cards with data are available at the airport or city shops.
  • Internet access and mobile networks are reliable in most towns and cities but can be weak or unavailable in rural and high-altitude areas. Nepal Telecom (NTC) generally offers the widest coverage across the country, while other providers may have limited or no service outside urban regions.
  • International calls can be expensive; Wi-Fi and messaging apps are typically more cost-effective.
5. Cultural Etiquette (Do’s & Don’ts)
  • Remove footwear before entering homes, temples, and monasteries.
  • Modest dress is appreciated; avoid revealing clothing at religious sites.
  • Ask permission before photographing people or ceremonies.
  • Avoid eating with your left hand in formal or traditional settings.
  • Public displays of affection are less common. A respectful greeting, like Namaste, is preferred.
6. Food & Dining
  • Nepali cuisine is diverse; staples include dal bhat, momo, sel roti, and regional local dishes.
  • Street food is flavorful and affordable, but choose vendors with good hygiene standards. The general rule of thumb is to always eat at crowded places where food sell out fast, guaranteeing fresh food.
  • Drinking bottled or purified water is recommended.
  • If you have dietary restrictions, communicate them clearly when ordering food.
7. Shopping Tips
  • Nepal’s markets are great for pashmina shawls, handicrafts, Thangka paintings, jewellery, and locally made paper products.
  • Bargaining is common in markets but should be done politely. Refrain from extreme bargaining in rural regions where transportation is not easy or cheap.
  • Look for lokta paper products and Dhaka textiles as meaningful, locally made souvenirs.
8. Tipping Culture
  • Tipping isn’t mandatory but is appreciated for good service in restaurants, guides, and drivers.
  • A small tip goes a long way and shows appreciation for personalized service
9. Nightlife & Evening Culture
  • Urban centres like Kathmandu and Pokhara have vibrant nightlife with bars, live music, cultural shows, and cozy lounges.
  • Respect local noise regulations and cultural norms, especially near residential or temple areas.
  • Always prioritise safety when exploring nightlife—travel with companions or reputable transport.
Visa Info

Visa Details

one

Nepal

Most nationalities can obtain a Visa on Arrival at Tribhuvan International Airport in Kathmandu or at designated land borders. Visas are available for 15, 30, or 90 days. A valid passport (minimum six months validity) and passport-sized photos are required. Visa fees are payable in cash or by card. For extended stays or multiple entries, visas can be arranged in advance through Nepali embassies.

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Tibet

Travel to Tibet requires special permits and must be arranged through a registered tour operator. Independent travel is not permitted. Going Nepal handles all necessary documentation, including the Tibet Travel Permit and group visa processing via China. Passport copies and advance notice are required, and visa procedures vary depending on nationality.

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Bhutan

Bhutan follows a regulated tourism model. All visits must be pre-arranged through a licensed tour operator and include accommodation, guide services, and transport. Visas are processed in advance and approved before arrival. A Sustainable Development Fee (SDF) applies, contributing directly to Bhutan’s conservation and community programs.